Planning for Federal Employees
Helping You Make the Most of Your Federal Benefits
We work with federal employees every day—and we speak your language. Whether you're counting service credit, converting leave, or weighing FEHB and Medicare options, we help translate the fine print into a plan that fits your life.
Clarity in a Complex System
Financial advisors who understand federal benefits inside and out
Every advisor on our team holds the ChFEBC℠ designation, specializing in federal retirement systems like FERS, CSRS, TSP, and FEHB.
We speak your language, stay current on rule changes, and help you make confident decisions at every stage of the federal retirement process.
OUR 360º EXPERTISE
What We Help With
Build Your Retirement Timeline
Know exactly when you're eligible—and when it makes sense to retire based on your service history and financial goals.
Coordinate Income & Tax Strategy
We align TSP withdrawals, Social Security timing, and pension income to help you reduce tax impact and smooth cash flow.
Navigate FEHB and Medicare Decisions
Understand when to keep FEHB, when to consider Part B, and how to protect coverage as you age.
Maximize Leave Conversion
See how your unused sick and annual leave affect pension calculations and plan your departure accordingly.
Protect Your Spouse and Legacy
We help you evaluate survivor benefit elections, life insurance options, and estate planning implications.
Avoid Missteps That Could Cost You Later
From five-year rules to benefit elections, we help ensure every detail aligns with your retirement strategy.
How We get you there
A Step-by-Step Process Built Around Your Federal Benefits and Goals
We help federal employees align timelines, benefits, and decisions into one coordinated plan—to help you retire with clarity and confidence.
1. Understand Your Federal Benefits
We start by reviewing your service history, pension projections (FERS/CSRS), TSP balances, FEHB coverage, leave accruals, and outside assets—so we can see the full picture.
2. Clarify Your Timeline and Retirement Goals
We help you decide when it makes sense to retire, how to structure your income, and what your lifestyle goals require—from relocations to helping family.
3. Build a Benefits-Integrated Plan
We design a retirement plan that integrates TSP, pension, Social Security, and healthcare—with a focus on tax-efficiency and longevity.
4. Implement with Our Guidance
From choosing survivor options to evaluating Part B enrollment and managing paperwork with OPM, we help ensure each decision is made with confidence and care.
5. Review and Adjust as Life Changes
We stay in your corner long after retirement day—reviewing your plan, adjusting to new rules, and helping you stay aligned as life evolves.
No pressure • Clear answers
Ready to Make Sense of Your Federal Retirement Benefits?
Whether you’re five years out or filing your paperwork this year, we’ll help you understand your options and build a plan that fits your life.
