OUR SERVICES
Your retirement should work for you, not the other way around.
We believe in *fiduciary-built, full-circle planning. Our 360° strategy connects income, investments, taxes, health care and estate planning into a comprehensive plan designed around your goals
What Makes a 360º Plan Different
Our Core Services
Investment Management
Investing shouldn’t feel like guesswork. Our investment management approach begins with your goals, time horizon, and risk tolerance—not the market’s mood.
At 360IRA, we build portfolios designed to grow and protect your wealth. Each strategy is grounded in long-term thinking to help keep your plan on track even in volatile markets. With us, investing is purposeful—not reactionary.
Retirement Income Planning
At 360IRA, our retirement income planning service is designed to help you turn your savings into a predictable, lasting income stream. We use data-driven models and market-tested strategies to help ensure your money works as hard in retirement as you did during your career.
We consider all income sources—Social Security, pensions, annuities, investment withdrawals and more—to build a plan designed to balance stability, flexibility, and tax efficiency. Whether you’re years from retirement or already there, our goal is simple: help you spend with confidence, not concern.
Tax Minimization & Roth Strategies
Every dollar lost to taxes is one less for your future. At 360IRA, we take a proactive approach to tax planning, using forward-looking simulations to help minimize what you owe—today and over the long haul.
From Roth conversions and tax-efficient withdrawals to bracket management and charitable giving strategies, we design a retirement plan to help keep more money in your hands, not the IRS’s.
Social Security Optimization
When and how you claim Social Security can significantly impact your lifetime benefits. At 360IRA, we help you develop a Social Security claiming strategy that’s personalized to your earnings history, spousal benefits, and overall retirement timeline.

We factor in taxes, longevity projections, and other income sources to help you maximize this critical retirement benefit. It’s not just about claiming—it’s about timing, coordinating, and optimizing.
Medicare & Healthcare Planning***
Health care is one of retirement’s most overlooked—and expensive—variables. That’s why 360IRA offers Medicare and health care planning designed to help you avoid coverage gaps, surprise costs, and costly missteps.

We guide you through Medicare enrollment, plan comparisons, supplemental insurance options, and long-term care considerations. Our goal is to help you plan ahead, so health care doesn’t derail your retirement.
Estate & Legacy Planning**
Your legacy should reflect your values, not just your assets. At 360IRA, our estate and legacy planning services help ensure your wishes are clearly documented and efficiently carried out.
We coordinate with estate attorneys to develop strategies for wills, trusts, beneficiary designations, and tax-minimized wealth transfer. Whether your goal is to provide for loved ones, support a cause, or reduce legal hurdles, we help you plan with clarity and confidence.
Wealth Accumulation & Asset Protection
Your wealth isn’t just what you’ve earned—it’s what you get to keep and use. Our wealth accumulation and asset protection strategies are engineered to help grow your nest egg while shielding it from unnecessary risks, taxes, and market swings.
From income planning and diversification to insurance analysis and strategic rebalancing, we tailor every move to your unique life stage. When you’re building for retirement, 360IRA helps you protect what matters most.
Attorney Services
Legal decisions around your finances deserve expertise and care. That’s why 360IRA offers direct access to attorney services that support every stage of your estate and retirement plan.

From drafting trusts and wills to handling probate, charitable giving, and IRA legacy planning, our legal partners help ensure your documents and directives match your intentions. It’s all part of our full-circle approach to protecting your future.
Additional Services
Rollovers & Pension Guidance | Life Insurance & Income Reviews | Survivor Benefit Planning | Second-Opinion Plan Evaluations
No pressure • Clear answers
Retire with confidence
We’re here to help you make sense of it all.
Whether retirement is around the corner or already here, we’re happy to help you see how everything fits together— so you can feel confident moving forward.
